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Successfully Branded Financial Services

Author
Matt Watson

Let’s be blunt: in today’s financial landscape, if your brand isn’t doing the heavy lifting, you’re just another line item on a comparison chart. The era of sterile lobbies, uninspired logos, and vanilla messaging is over. From Portland to Peoria, consumers—especially Millennials and Gen Z—are demanding more: more connection, more clarity, more meaning. And guess what? They're not afraid to walk if they don't feel it.

At Watson, we’ve worked with the big players and the neighborhood upstarts—Umpqua Bank, Community First, Consolidated Community Credit Union, Lewis & Clark Bank. They all have one thing in common: they’ve refused to become commodities. Instead, they’ve chosen to compete on values, story, design, and purpose.

“Your brand isn’t just how you look—it’s what people feel when they choose you over the next click, the next bank, the next rate. That emotion? That’s where value lives.”

Step One: Strategy Isn’t Optional

Your story isn’t just what you tell people—it’s what people believe about you based on what they see, hear, and feel. Are you the hometown hero or the digital disruptor? Are you built on relationships, innovation, or trust? We help uncover and sharpen that identity. With Umpqua Bank, it wasn’t about banking. It was about community. Their ‘bank next door’ ethos wasn’t invented—it was unearthed. And then amplified.

We start by identifying your DNA—your mission, your values, your internal culture. Brand strategy isn't about invention; it’s about articulation. Find what’s true, then get loud about it.

Step Two: Build the Toolbox

You wouldn’t frame a house with a salad fork. Likewise, you can’t build a brand without the right tools: messaging frameworks, design systems, content libraries, campaign platforms. At Watson, we equip marketing teams with plug-and-play assets that flex across every channel.

Community First was a perfect example. They came to us with heart, passion, and a mission to serve underserved communities—but lacked the visual and verbal systems to scale that story. Together, we developed a vibrant, bilingual brand experience that connected deeply with both urban and rural audiences.

Step Three: Rally Your Tribe

Brands don’t live on paper. They live in people. Your internal team and loyal customers are your loudest (and most authentic) advocates—if you give them something worth sharing.

With Lewis & Clark Bank, we focused on creating brand narratives that staff could embody and clients could repeat. The result? A tribe that doesn’t just bank—they believe.

Train your team. Engage your audience. And most importantly, create the kind of brand that gives people something to care about—and talk about.

The Value of a Strong Brand

Step Four: Story First, Everywhere

We’re not here to run ads. We’re here to start movements. Whether through digital campaigns, experiential activations, social media, or good old-fashioned direct mail, your story should be sharp, consistent, and bold.

Case in point: Umpqua’s 'Open Account. Open Mind.' campaign. We helped reframe banking as a lifestyle choice, aligning financial health with personal growth. It was storytelling with substance—and it worked.

Marketing isn’t a megaphone. It’s a conversation. And if you want to be heard, you’d better be saying something real.

Step Five: Execute with Precision

Branding isn’t a one-off. It’s every email signature, every voicemail recording, every transaction slip. If your brand doesn’t show up at every touchpoint, it may as well not exist.

That means operationalizing your brand across every corner of the organization—from employee onboarding to customer journey mapping. It means obsessing over packaging, signage, social posts, and yes, even envelopes. Why? Because that’s where trust is built—or broken.

What’s a Brand Worth?

Short answer: everything. Your brand equity should account for at least 40% of your company’s overall value. If it’s not, something’s off. And no, this isn’t about flashy logos or award-winning ads. It’s about emotional connection, clarity of purpose, and cultural resonance.

A strong brand gives your customers something to believe in before they ever read your rates or review your terms. It simplifies decision-making, builds trust, and creates loyalty that price wars can’t touch.

In today’s financial landscape—where challenger banks, fintech startups, and AI-fueled platforms are changing the rules overnight—a brand is no longer just a competitive edge. It’s your foundation.

With clients like Nike, Apple, Citigroup, Umpqua Bank, Community First, and dozens of credit unions and community banks, we’ve seen it firsthand: the best brands don’t just sell—they matter. They reflect shared values. They inspire action. And they endure.

So ask yourself: are you leading with your brand, or letting it follow?